{"id":100,"date":"2022-03-28T02:37:57","date_gmt":"2022-03-27T18:37:57","guid":{"rendered":"https:\/\/mortgagego.com.hk\/?p=100"},"modified":"2022-03-28T02:40:32","modified_gmt":"2022-03-27T18:40:32","slug":"%e6%8c%89%e6%8f%ad%e5%9b%9e%e8%b4%88","status":"publish","type":"post","link":"https:\/\/mortgagego.com.hk\/%e6%8c%89%e6%8f%ad%e5%9b%9e%e8%b4%88\/","title":{"rendered":"\u6309\u63ed\u56de\u8d08\u00a0 3\u5927\u9650\u5236 + \u56de\u8d08\u6bd4\u8f03"},"content":{"rendered":"\n
\u9664\u5de6\u8981\u4e86\u89e3\u9280\u884c\u6279\u51fa\u7684\u6309\u63ed\u6210\u6578\u3001\u6309\u63ed\u606f\u7387\u5916\uff0c\u66f4\u503c\u5f97\u95dc\u6ce8\u7684\u662f\u6309\u63ed\u56de\u8d08\uff0c\u5404\u5927\u9280\u884c\u90fd\u6703\u63d0\u4f9b\u4e00\u624b\u6a13\u6216\u8f49\u6309\u7684\u6309\u63ed\u56de\u8d08\u512a\u60e0\uff0c\u4e0d\u904e\u5404\u4f4d\u672a\u5fc5\u6e05\u695a\u6309\u63ed\u56de\u8d08\u539f\u4f86\u90fd\u6709\u9650\u5236: <\/p>\n\n\n\n
\u73fe\u91d1\u56de\u8d08\u7684\u6bd4\u4f8b\u662f\u8981\u8996\u4e4e\u4f4f\u5b85\u6309\u63ed\u8cb8\u6b3e\u984d\u7684\uff0c\u4e00\u822c\u9280\u884c\u6309\u63ed\u56de\u8d08\u91d1\u984d\u90fd\u662f\u4ee5\u767e\u5206\u6bd4\u8a08\uff0c\u4f8b\u5982\u8cb8\u6b3e\u984d\u662f500\u842c\uff0c\u73fe\u91d1\u56de\u8d081%\uff0c\u5c31\u7372\u5f97\u51715\u842c\u5143\u3002\u7576\u53d6\u5f97\u8cb8\u6b3e\u984d\u5f8c\u901a\u5e3814\u65e5\u5c31\u6703\u904e\u6236\uff0c\u96a8\u8457\u6309\u63ed\u8cb8\u6b3e\u984d\u589e\u52a0\uff0c\u56de\u8d08\u512a\u60e0\u90fd\u6108\u591a\u3002\u4f8b\u5982\u7269\u696d\u6a13\u50f9\u662f800\u842c\u5143\uff0c\u90206\u6210\u6309\u63ed\uff0c\u6309\u63ed\u73fe\u91d1\u56de\u8d08\u70ba1%\uff0c\u90a3\u8cb8\u6b3e\u984d\u662f480\u842c\uff0c\u73fe\u91d1\u56de\u8d08\u91d1\u984d\u70ba4.8\u842c\u5143\u3002<\/p>\n\n\n\n
\u5982\u679c\u7533\u8acb\u6309\u63ed\u4fdd\u96aa\uff0c\u5927\u591a\u9280\u884c\u6703\u4ee56\u6210\u501f\u6b3e\u984d\u4f5c\u57fa\u790e\uff0c\u8a08\u7b97\u73fe\u91d1\u56de\u8d08\uff0c\u5047\u8a2d1000\u842c\u6a13\u5b87\u501f9\u6210\uff0c\u73fe\u91d1\u56de\u8d08\u5c31\u662f60\u842c (1000\u842c\u76846\u6210)\u76841%\uff0c\u53736\u842c\u5143\u3002<\/p>\n\n\n\n
\u4f46\u6709\u9650\u5236\u7684\u662f\uff0c\u5982\u73fe\u91d1\u56de\u8d08\u8d85\u904e\u8cb8\u6b3e\u984d1%\uff0c\u4f8b\u5982800\u842c\u6a13\u5b87\uff0c\u57fa\u672c\u6309\u63ed\u6210\u6578\u6700\u591a60%\uff0c\u5982\u6700\u7d42\u60f3\u7533\u8acb50%\u6309\u63ed\uff0c\u5373400\u842c\u5143\u3002\u5c31\u7b97\u9280\u884c\u6279\u51fa\u73fe\u91d1\u56de\u8d08\u70ba\u8cb8\u6b3e\u984d\u76842% (\u53738\u842c\u5143)\uff0c\u5169\u8005\u76f8\u52a0\u5c31\u4e0d\u8d85\u904e6\u6210\u6309\u63ed\u9650\u5236\u3002<\/p>\n\n\n\n
\u6839\u64da\u91d1\u7ba1\u5c40\u8cc7\u6599\u986f\u793a\uff0c\u9019\u662f\u6307\u7576\u7d66\u4e88\u501f\u6b3e\u4eba\u4e00\u7b46\u904e\u6b3e\u9805\u6216\u5206\u671f\u652f\u4ed8\u7684\u6b3e\u9805\uff1b\u514d\u606f\u6216\u514d\u4f9b\u671f\u512a\u60e0\uff0c\u90fd\u6709\u4ee5\u4e0b\u9650\u5236: <\/p>\n\n\n\n \u8cc7\u6599\u4f86\u6e90: \u91d1\u7ba1\u5c40<\/p>\n\n\n\n \u5404\u985e\u6309\u63ed\u606f\u7387+\u6309\u63ed\u56de\u8d08\u6bd4\u8f03<\/p>\n\n\n\n \u53c3\u8003\u4ee5\u4e0b\u7d9c\u5408\u9280\u884cH\u6309\u53caP\u6309\u73fe\u91d1\u56de\u8d08\u512a\u60e0\u3002\u5982\u679c\u6309\u63ed\u6216\u8f49\u6309\u8cb8\u6b3e\u984d\u6108\u5c0f\uff0c\u73fe\u91d1\u56de\u8d08\u7576\u7136\u4ea6\u76f8\u5c0d\u6e1b\u5c11\u3002<\/p>\n\n\n\n \u5728\u6309\u63ed\u8cb8\u6b3e\u78ba\u8a8d\u4fe1\u4ef6\u4e2d\u6703\u5217\u51fa2\u81f33\u5e74\u4e0d\u7b49\u7684\u7f70\u606f\u671f\uff0c\u56e0\u70ba\u9280\u884c\u4e0d\u60f3\u5ba2\u6236\u4e0d\u65b7\u8f49\u6309\u8cfa\u56de\u8d08\u4ee5\u53d6\u5f97\u8cb8\u6b3e\u3002\u4f8b\u5982\u9996\u5e74\u8981\u63d0\u65e9\u5168\u6578\u9084\u6b3e\u5c31\u6703\u5fb5\u6536\u73fe\u91d1\u56de\u8d08+\u8cb8\u6b3e\u984d1%\uff0c\u5047\u5982\u501f\u4e86200\u842c\uff0c\u56de\u8d08\u70ba2\u842c\uff0c\u53734\u842c\u5143\u70ba\u6210\u672c\u3002\u53e6\u5916\uff0c\u5728\u73fe\u91d1\u56de\u8d08\u9ad8\u65bc\u8cb8\u6b3e\u984d1%\u4e0b\uff0c\u696d\u4e3b\u501f\u8db3\u6210\u6578\u4e0a\u9650\uff0c\u73fe\u91d1\u56de\u8d08\u8b8a\u76f8\u6703\u6263\u6e1b\u8cb8\u6b3e\u984d\uff0c\u6703\u5c07\u8cb8\u6b3e\u984d\u5728\u539f\u5148\u6309\u63ed\u984d\u6263\uff0c\u4f8b\u5982800\u842c\u5143\u6a13\u5b87\uff0c\u501f60%\u6309\u63ed\u6210\u6578\uff0c\u5047\u8a2d\u9280\u884c\u63d0\u4f9b1.5%\u73fe\u91d1\u56de\u8d08\uff0c\u5c31\u6703\u5c07\u5462\u9805\u91d1\u984d\u7d0d\u5165\u501f\u6b3e\u984d\u8a08\u7b97\uff0c\u9023\u540c\u56de\u8d08\u91d1\u984d\uff0c\u4ecd\u4e0d\u8d85\u904e6\u6210\u3002\u5982\u679c\u540c\u6a23800\u842c\u5143\u6a13\u5b87\uff0c\u7533\u8acb\u4eba\u501f50%\u6309\u63ed\u6210\u6578\uff0c\u5373400\u842c\u5143\u8cb8\u6b3e\u984d\uff0c\u800c\u9280\u884c\u63d0\u4f9b2%(8\u842c\u5143)\u6309\u63ed\u56de\u8d08\uff0c\u5373\u7e3d\u5171408\u842c\u5143\uff0c\u4e5f\u662f\u4e0d\u8d85\u904e6\u6210\u7684\u3002<\/p>\n\n\n\n \u4e0d\u5c11\u696d\u4e3b\u60f3\u900f\u904e\u8f49\u6309\u7372\u5f97\u66f4\u512a\u60e0\u7684\u6309\u63ed\u606f\u7387\uff0c\u53c8\u53ef\u4ee5\u8d81\u6a13\u50f9\u5347\u7dca\u6642\u5957\u73fe\uff0c\u4f8b\u5982600\u842c\u5143\u6a13\u5b87\u90206\u6210\u8f49\u6309\uff0c\u501f360\u842c\u5143\uff0c\u53ef\u4ee5\u5229\u7528\u591a\u9918\u8cc7\u91d1\u6295\u8cc7\u6216\u8005\u4f5c\u5176\u4ed6\u7528\u9014\u3002\u5176\u5be6\u4e00\u822c\u65b0\u6309\u63ed\u9280\u884c\u90fd\u6703\u5411\u5ba2\u6236\u63d0\u4f9b\u73fe\u91d1\u6309\u63ed\u56de\u8d08\uff0c\u4f8b\u5982\u8cb8\u6b3e\u984d300\u842c\uff0c\u8f49\u6309\u56de\u8d08\u73871.4%\uff0c\u5373\u53ef\u737242000\u5143\u3002<\/p>\n\n\n\n \u53c8\u4f8b\u5982\u5411\u6211\u5011\u53d6\u5f97\u8f49\u6309\u4fe1\uff0c\u4e5f\u6709\u6a5f\u6703\u53d6\u5f97\u984d\u5916\u73fe\u91d1\u56de\u8d08\uff0c\u5047\u8a2d\u9ad8\u9054\u8cb8\u6b3e\u984d1.75%\uff0c\u90a3\u70ba700\u842c\u5143\u7269\u696d\u505a\u8f49\u6309\uff0c\u9280\u884c\u56de\u8d08\u52a0\u4e0a\u6211\u5011\u73fe\u91d1\u56de\u8d08\u90fd\u6709\u8fd112\u842c\u5143\u3002\u5230\u7f70\u606f\u671f\u5c46\u6eff\u518d\u8996\u4e4e\u7576\u6642\u606f\u7387\u6c7a\u5b9a\u6703\u5514\u6703\u7e7c\u7e8c\u505a\u8f49\u6309\u3002<\/p>\n\n\n\n\u73fe\u91d1\u56de\u8d08\u8d85\u904e\u4f4f\u5b85\u6309\u63ed\u8cb8\u6b3e\u984d1%<\/th> \u5728\u8a08\u7b97\u6309\u63ed\u6210\u6578\u6642\uff0c\u5176\u8cb8\u6b3e\u984d\u8981\u5305\u62ec\u5168\u6578\u56de\u8d08\u3002<\/td><\/tr> \u73fe\u91d1\u56de\u8d08\u4e0d\u8d85\u904e\u4f4f\u5b85\u6309\u63ed\u8cb8\u6b3e\u984d\u76841%<\/th> \u8a72\u56de\u8d08\u4e0d\u7528\u5305\u62ec\u5728\u8cb8\u6b3e\u984d\u5167\uff0c\u4f46\u8a8d\u53ef\u6a5f\u69cb\u8981\u5728\u7269\u696d\u8cb7\u8ce3\u5b8c\u6210\u5f8c\uff0c\u624d\u53ef\u7d66\u4e88\u501f\u6b3e\u4eba\u73fe\u91d1\u56de\u8d08\u3002<\/td><\/tr> \u5730\u7522\u767c\u5c55\u5546\u70ba\u4f4f\u5b85\u6309\u63ed\u8a08\u5283\u63d0\u4f9b\u73fe\u91d1\u56de\u8d08\u88dc\u8cbc<\/th> \u5728\u8a08\u7b97\u6309\u63ed\u6210\u6578\u6642\uff0c\u61c9\u4ee5\u7269\u696d\u7684\u6298\u6263\u50f9\u6216\u4f30\u503c\u5169\u8005\u4e2d\u7684\u8f03\u4f4e\u8005\u70ba\u57fa\u790e\u3002\u501f\u6b3e\u4eba\u8981\u7372\u8a8d\u53ef\u6a5f\u69cb\u62ab\u9732\u8db3\u5920\u8cc7\u6599\u3002<\/td><\/tr><\/tbody><\/table> \u985e\u578b<\/td> \u8cb8\u6b3e\u984d\u9580\u6abb(\u6e2f\u5143)<\/td> \u6309\u63ed\u606f\u7387<\/td><\/tr> \u79c1\u4eba\u4f4f\u5b85\u6a13\u5b87(\u4e00\u624b\u53ca\u4e8c\u624b)<\/td> 100\u842c<\/td> \u6309\u63ed\u606f\u7387\u53ef\u4f4e\u81f3 H+1.3% \u6216 P-2.5% ; \u56de\u8d08\u6700\u9ad8: \u65b0\u6a13(1.2%) ; \u8f49\u6309 (1.2%)<\/td><\/tr> <\/td> 300\u842c<\/td> \u6309\u63ed\u606f\u7387\u53ef\u4f4e\u81f3 H+1.3% \u6216 P-2.5% ; \u56de\u8d08\u6700\u9ad8: \u65b0\u6a13(1.9% + $8888) ; \u8f49\u6309 (1.75%)<\/td><\/tr> <\/td> 400\u842c<\/td> \u6309\u63ed\u606f\u7387\u53ef\u4f4e\u81f3 H+1.3% \u6216 P-2.5%; \u56de\u8d08\u6700\u9ad8: \u65b0\u6a13(1.9% + $8888) ; \u8f49\u6309 (1.75%)<\/td><\/tr> <\/td> 600\u842c<\/td> \u6309\u63ed\u606f\u7387\u53ef\u4f4e\u81f3 H+1.3% \u6216 P-2.5%; \u56de\u8d08\u6700\u9ad8: \u65b0\u6a13(1.9% +$8888) ; \u8f49\u6309 (1.75%)<\/td><\/tr> \u672a\u88dc\u5730\u50f9\u7269\u696d<\/td> \/<\/td> \u6309\u63ed\u606f\u7387: P-2.75%;\u56de\u8d08\u6700\u9ad8: 1.7%<\/td><\/tr> \u8eca\u4f4d<\/td> 50\u842c<\/td> \u6309\u63ed\u606f\u7387\u53ef\u4f4e\u81f3P-2.65% ; \u56de\u8d08\u6700\u9ad8: 0.1%<\/td><\/tr> \u5de5\u5546\u7269\u696d<\/td> 100\u842c<\/td> \u6309\u63ed\u606f\u7387\u53ef\u4f4e\u81f33\u500b\u6708H+1.3% \u6216 P-2.65% ; \u56de\u8d08\u6700\u9ad8: 0.1%<\/td><\/tr><\/tbody><\/table> \u6309\u63ed\u56de\u8d08 \u8a08\u597d\u8f49\u6309\u6210\u672c<\/strong><\/h2>\n\n\n\n
\u8f49\u6309\u8cfa\u73fe\u91d1\u56de\u8d08<\/h2>\n\n\n\n