{"id":167,"date":"2022-10-27T10:24:26","date_gmt":"2022-10-27T02:24:26","guid":{"rendered":"https:\/\/mortgagego.com.hk\/?p=167"},"modified":"2022-10-27T10:25:40","modified_gmt":"2022-10-27T02:25:40","slug":"%e8%81%af%e5%90%8d%e7%89%a9%e6%a5%ad","status":"publish","type":"post","link":"https:\/\/mortgagego.com.hk\/%e8%81%af%e5%90%8d%e7%89%a9%e6%a5%ad\/","title":{"rendered":"\u806f\u540d\u7269\u696d\u5fc5\u77e5\u91cd\u9ede\u00a0 \u4e00\u89bd\u5229\u5f0a\u4e4b\u8655"},"content":{"rendered":"

\u901a\u5e38\u60c5\u4fb6\u593e\u4efd\u8cb7\u6a13\u6642\u90fd\u6703\u7169\u60f1\u7dca\u5c64\u6a13\u61c9\u8a72\u843d\u908a\u500b\u540d\u597d\uff0c\u6709\u4e9b\u4eba\u70ba\u5de6\u91cd\u7372\u9996\u7f6e\u8eab\u5206\uff0c\u6173\u5370\u82b1\u7a05\u800c\u60f3\u7529\u540d\u3002\u5481\u806f\u540d\u7269\u696d<\/a>\u8981\u7559\u610f\u4ec0\u9ebc? \u53c8\u6709\u54a9\u597d\u8655\u58de\u8655?<\/p>\n

\u806f\u540d\u7269\u696d\u597d\u8655<\/b><\/h2>\n

1.\u4fdd\u969c\u96d9\u65b9<\/b><\/h3>\n

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2.\u589e\u52a0\u901a\u904e\u58d3\u529b\u6e2c\u8a66\u6a5f\u6703<\/b><\/h3>\n

\u6709\u4e9b\u6e96\u5099\u597d\u9996\u671f\uff0c\u4e0d\u904e\u6708\u5165\u5c31\u53ef\u80fd\u5dee\u5c11\u5c11\u9054\u5514\u5230\u4f9b\u6b3e\u8207\u5165\u606f\u6bd4\u7387\u4e0d\u8d85\u904e50%\u3001\u58d3\u6e2c\u5f8c\u4f9b\u6b3e\u8207\u5165\u606f\u6bd4\u7387\u4e0d\u8d85\u904e60%\u7684\u6c34\u5e73\uff0c\u5982\u679c\u806f\u540d\u8cb7\u6a13\uff0c\u4f8b\u5982\u9673\u5148\u751f\u8207\u592a\u592a\u60f3\u8cb7\u5165800\u842c\u5143\u4f4f\u5b85\u7269\u696d\uff0c\u630990%\uff0c\u4f9b\u6b3e\u5e74\u671f30\u5e74\uff0c\u58d3\u529b\u6e2c\u8a66\u524d\u6708\u4f9b\u6bd4\u7387\u70ba59,742\u5143\uff0c\u58d3\u529b\u6e2c\u8a66\u52a0\u606f3%\u5f8c\uff0c\u6708\u5165\u9808\u9054\u81f3\u81f3\u5c1171,541\u5143\u624d\u80fd\u901a\u904e\u3002\u5481\u9673\u5148\u751f\u5373\u4f7f\u6708\u5165\u5514\u592071541\u5143\uff0c\u90fd\u53ef\u52a0\u57cb\u9673\u592a\u7684\u56fa\u5b9a\u5165\u606f\u4e00\u540c\u8a08\u6708\u4f9b\u3002<\/p>\n

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3.\u53ef\u7372\u81ea\u52d5\u7e7c\u627f\u696d\u6b0a<\/b><\/h3>\n

\u6a13\u5951\u4e4b\u4e00\u5e38\u898b\u65bc\u9577\u547d\u5951\uff0c\u5176\u7279\u8cea\u5c31\u662f\u696d\u6b0a\u53ef\u56e0\u5171\u6709\u4eba\u6b7b\u4ea1\u5f8c\u81ea\u52d5\u8f49\u4e88\u53e6\u4e00\u5171\u6709\u4eba\uff0c\u800c\u6700\u9577\u547d\u7684\u90a3\u4f4d\u53ef\u900f\u904e\u6b63\u5e38\u8cb7\u8ce3\u3001\u9001\u8d08\u65b9\u5f0f\u8f49\u8b93\u5176\u4ed6\u4eba\uff0c\u6700\u91cd\u8981\u662f\u6709\u6587\u4ef6\u8a3b\u660e\u5176\u9918\u696d\u6b0a\u6301\u6709\u4eba\u5df2\u6709\u6b7b\u4ea1\u8b49\u3001\u8b49\u660e\u901d\u4e16\u5e74\u4efd\u3001\u6b7b\u8005\u7684\u907a\u7522\u5df2\u7d0d\u4e86\u907a\u7522\u7a05\u3002\u5982\u679c\u5df2\u901d\u7684\u696d\u4e3b\uff0c\u60f3\u5c07\u751f\u524d\u6b0a\u76ca\u8f49\u7531\u5f8c\u4eba\u7e7c\u627f\uff0c\u5c31\u8981\u6709\u4e00\u4efd\u74dc\u4efd\u696d\u6b0a\u7684\u5951\u64da\uff0c\u901a\u77e5\u5176\u4ed6\u5171\u6709\u4eba\uff0c\u4ea4\u7531\u5f8b\u5e2b\u8a3b\u5165\u7530\u571f\u5ef3\u7d00\u9304\u518a\uff0c\u74dc\u5206\u5f8c\uff0c\u9019\u4e9b\u696d\u6b0a\u53ef\u4ee5\u81ea\u7531\u7e7c\u627f\uff0c\u90fd\u53ef\u4ee5\u81ea\u7531\u8cb7\u8ce3\u3002<\/p>\n

\u5982\u679c\u4f60\u5c0d\u4efb\u4f55\u6309\u63ed\u7269\u696d\u8cc7\u8a0a\u6709\u4efb\u4f55\u7591\u554f\uff0c\u53c8\u60f3\u4eab\u6709\u7368\u5bb6\u56de\u8d08\u548c\u512a\u60e0\uff0c\u8a18\u5f97\u6435Mortgage Go\u6309\u63ed\u5c08\u54e1\u5e6b\u4f60\u8ddf\u9032\u500b\u6848\uff0c\u5b89\u5fc3\u7f6e\u696d!<\/p>\n

\u806f\u540d\u7269\u696d\u58de\u8655<\/b><\/h2>\n

1.\u6613\u6709\u5206\u6b67 \u932f\u5931\u826f\u6a5f<\/b><\/h3>\n

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2.\u96d9\u65b9\u4fe1\u8cb8\u5747\u6709\u8a18\u9304<\/b><\/h3>\n

\u7533\u8acb\u6309\u63ed<\/a>\u6642\u9280\u884c\u6703\u67e5\u95b1\u7533\u8acb\u4eba\u7684\u4fe1\u8cb8\u5831\u544a(TU)\uff0c\u5982\u679c\u539f\u5148\u5df2\u6709\u6309\u63ed\uff0c\u5c31\u6703\u5f71\u97ff\u5230\u518d\u8cb7\u7b2c2\u9593\u7269\u696d\u6642\u7684\u6309\u63ed\u6279\u6838\uff0c\u6709\u6a5f\u6703\u6279\u51fa\u6bd4\u9810\u671f\u5c1110-20%\u3002\u96d6\u806f\u540d\u8cb7\u6a13\u7684\u8a71\uff0c2\u4eba\u5165\u606f\u52a0\u57cb\u90fd\u53ef\u589e\u52a0\u58d3\u6e2c\u901a\u904e\u6a5f\u6703\uff0c\u4f46\u5927\u5bb6\u7684\u4fe1\u8cb8\u5831\u544a\u90fd\u6709\u6b64\u8a18\u9304\uff0c\u4f8b\u5982\u8cb8\u6b3e\u984d\u662f400\u842c\uff0c\u5373\u5927\u5bb6\u7684TU\u5831\u544a\u90fd\u6703\u5404\u81ea\u53cd\u6620\u8cb8\u6b3e\u984d\u70ba400\u842c\uff0c\u4e0d\u6703\u5206\u4e00\u534a\u5730\u986f\u793a\u3002\u842c\u4e00\u6c92\u6709\u6e96\u6642\u9084\u6b3e\uff0c\u4e5f\u662f\u6703\u5f71\u97ff\u5927\u5bb6\u7684\u8a55\u7d1a\u3002<\/p>\n

3.\u5931\u9996\u7f6e\u8eab\u5206<\/b><\/h3>\n

\u5982\u679c\u672c\u8eab\u5df2\u6301\u6709\u4e00\u4f4f\u5b85\u7269\u696d\uff0c\u518d\u8cb7\u7b2c2\u9593\u7269\u696d\u6642\uff0c\u5c31\u8981\u518d\u4ed815%\u500d\u5370\u82b1\u7a05\uff0c\u800c\u4e14\u672a\u80fd\u6279\u51fa\u9996\u7f6e\u76849\u6210\u6309\u63ed<\/a>\uff0c\u4f8b\u5982\u9996\u7f6e\u4eba\u58eb\u8cb71000\u842c\u5143\u7269\u696d\uff0c\u7533\u8acb\u57cb\u6309\u63ed\u4fdd\u96aa\uff0c\u6700\u591a\u53ef\u902090%\uff0c\u518d\u8cb7\u7b2c2\u9593\u7269\u696d\uff0c\u6309\u63ed\u6210\u6578\u6700\u591a\u4fc280%\u3002<\/p>\n

\u901a\u5e38\u505a\u6cd5\u662f\u7528\u8fd1\u89aa\u8f49\u8b93\uff0c\u7529\u540d\u4ee4\u81ea\u5df1\u91cd\u62fe\u9996\u7f6e\u8eab\u5206\uff0c\u81ea\u7136\u53ef\u4eab\u6709\u8f03\u9ad8\u6309\u63ed\u6210\u6578\u53ca\u514d\u58d3\u529b\u6e2c\u8a66\u3002\u574a\u9593\u8f03\u53ef\u53d6\u7684\u65b9\u6cd5\u662f\uff0c\u4e00\u4eba\u505a\u501f\u6b3e\u4eba\uff0c\u53e6\u4e00\u4eba\u505a\u64d4\u4fdd\u4eba\uff0c\u65e5\u5f8c\u505a\u8f49\u6309\u6642\u5df2\u53ef\u9664\u540d\uff0c\u624b\u7e8c\u6bd4\u8f03\u7c21\u55ae\uff0c\u64d4\u4fdd\u4eba\u6536\u5165\u53c8\u53ef\u8a08\u5165\u58d3\u529b\u6e2c\u8a66\u3002<\/p>\n

\u5982\u679c\u4f60\u5c0d\u4efb\u4f55\u6309\u63ed\u7269\u696d\u8cc7\u8a0a\u6709\u4efb\u4f55\u7591\u554f\uff0c\u53c8\u60f3\u4eab\u6709\u7368\u5bb6\u56de\u8d08\u548c\u512a\u60e0\uff0c\u8a18\u5f97\u6435Mortgage Go\u6309\u63ed\u5c08\u54e1\u5e6b\u4f60\u8ddf\u9032\u500b\u6848\uff0c\u5b89\u5fc3\u7f6e\u696d!<\/p>\n

\u806f\u540d\u7269\u696d\u5206\u908a\u5e7e\u7a2e?<\/b><\/h2>\n

1. \u9577\u547d\u5951<\/b><\/h3>\n

\u5171\u6709\u4eba\u53ef\u512a\u5148\u7e7c\u627f\u5176\u4ed6\u4eba\u6b7b\u5f8c\u6b0a\u76ca\uff0c\u76f4\u5230\u5269\u4e0b\u6700\u5f8c\u4e00\u4eba\u3002\u800c\u7269\u696d\u7684\u6301\u6709\u4eba\u662f\u4e0d\u80fd\u900f\u904e\u907a\u56d1\u5c07\u7269\u696d\u4e88\u67d0\u6307\u5b9a\u53d7\u76ca\u4eba\u3002<\/p>\n

2. \u5206\u6b0a\u5171\u6709<\/b><\/h3>\n

\u4f8b\u5982\u4e00\u5c0d\u592b\u5a66\u6309\u6bd4\u4f8b\u5171\u540c\u6301\u6709\u7269\u696d\uff0c\u4f8b\u5982\u5176\u4e2d\u4e00\u65b9\u662f70%\uff0c\u53e6\u4e00\u65b9\u662f30%\u3002\u8207\u524d\u8005\u4e0d\u540c\u7684\u662f\uff0c\u5982\u679c\u5c6c\u9577\u547d\u5951\uff0c\u4e00\u822c\u662f\u7576\u5404\u4f54\u4e00\u534a\u5730\u64c1\u6709\u8cc7\u7522\u3002\u800c\u5927\u5bb6\u5728\u5206\u6b0a\u5171\u6709\u4e0a\uff0c\u90fd\u53ef\u5404\u6301\u7368\u7acb\u7684\u7269\u696d\u4f54\u7528\u6b0a\u5229\u3002<\/p>\n

\u5e38\u898b\u554f\u984c:\u00a0<\/b><\/h2>\n

1. \u5982\u679c\u806f\u540d\u8cb7\u5165\u7269\u696d\u5f8c\u60f3\u7529\u540d\u9ede\u505a?<\/b><\/h3>\n

\u901a\u5e38\u505a\u6cd5\u662f\u7528\u8fd1\u89aa\u8f49\u8b93\uff0c\u7529\u540d\u4ee4\u81ea\u5df1\u91cd\u62fe\u9996\u7f6e\u8eab\u5206\uff0c\u81ea\u7136\u53ef\u4eab\u6709\u8f03\u9ad8\u6309\u63ed\u6210\u6578\u53ca\u514d\u58d3\u529b\u6e2c\u8a66\u3002\u574a\u9593\u8f03\u53ef\u53d6\u7684\u65b9\u6cd5\u662f\uff0c\u4e00\u4eba\u505a\u501f\u6b3e\u4eba\uff0c\u53e6\u4e00\u4eba\u505a\u64d4\u4fdd\u4eba\uff0c\u65e5\u5f8c\u505a\u8f49\u6309\u6642\u5df2\u53ef\u9664\u540d\uff0c\u624b\u7e8c\u6bd4\u8f03\u7c21\u55ae\uff0c\u64d4\u4fdd\u4eba\u6536\u5165\u53c8\u53ef\u8a08\u5165\u58d3\u529b\u6e2c\u8a66\u3002<\/p>\n

2. \u806f\u540d\u7269\u696d\u53ef\u4ee5\u6709\u54a9\u4fdd\u969c?<\/b><\/h3>\n

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3. \u806f\u540d\u7269\u696d\u6703\u5514\u6703\u5f71\u97ff\u4fe1\u8cb8\u8a55\u7d1a?<\/b><\/h3>\n

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